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Aggregate
IncludedAggregate net worth, returns and cash flow across all your assets.
Replace Excel
IncludedGet rid of the Excel file that tracks assets and net worth over time. The embedded spreadsheet has you covered.
Expected cash flow
IncludedAggregate expected cash flow from assets and your salary and expenses.
Expected return
IncludedAggregate the expected returns from all assets to keep track of your expected net worth increase over time.
Historic return
IncludedSee historic development of your net worth and understand where changes come from.
Exclude personal real estate
IncludedWith a single click, all your personal real estate can be excluded from the analysis.
Simulation
IncludedSimulate how your portfolio will develop over time. Create target portfolios that you can work on achieving.
Risk
IncludedEach asset can be assigned a valuation, liquidity, and currency risk. All these can be aggregated to understand your total portfolio risk.
Future events
IncludedDefine and keep track of larger liquidity events or other future events related to your assets.
Multi-currency
IncludedDefine risk currency for each asset. Supports USD, EUR, GBP, CHF, JPY, SEK, DKK, NOK.
Portfolio history
IncludedAlways keep full track of your historic balance sheet to never miss any assets from the past.
Portfolio management
IncludedRename, archive, delete, change portfolio dates, include portfolio descriptions — all to simplify your portfolio management.
Asset categories
IncludedAll types of assets are supported: cash; real estate (personal, commercial, residential); public securities (growth, dividend, generic); private securities (private equity, private company, private credit, venture capital, hedge fund, other); other (pension, startup, vehicle, collectible, crypto, other).
Embedded spreadsheet
IncludedIncludes a spreadsheet control in the browser that can be used for custom calculations — for whatever your Excel file still needs to do that Klarmo doesn't cover natively.
Export portfolio
IncludedExport the portfolio with all assets, key metrics and risks. Can be exported to Excel or PDF.
Export portfolio history
IncludedExport the full portfolio history, one sheet per portfolio date, to Excel. This is the same export that is used for backups.
Import assets
IncludedImport assets from an Excel file. Save time by working in Excel instead of adding assets manually.
Import portfolio history
IncludedImport historic portfolios in bulk from an Excel file. Finally, replace your Excel file.
Automatic price updates
IncludedAutomatically update prices of public stocks when a new portfolio snapshot is created with a different date.
Real-time pricing
IncludedEnable real-time pricing on a portfolio to automatically use the latest available close prices for each public security.
Security
IncludedEncrypted data, email sign-in code, two-factor authentication, sign in using Google account.
Multi-device
IncludediPhone, Android, iPad, Android Tablet, Mac App & Web.
Anonymous
IncludedAn account can be registered with a username instead of email so that its data can never be tied to you. Stay 100% anonymous.
Backup
IncludedAutomatically back up to Google Drive, Dropbox or Microsoft OneDrive — Excel or Google Sheets. Always own and never lose your data. Historic portfolios are backed up too.
Budgeting
Not included by designNo budgeting is available beyond basic salary and expenses. Advanced budgeting is normally not required for high-net-worth individuals.
Bank connectors
Not included by designNo bank connector is available. Keeping it safe and updating valuations once a quarter or so is sufficient — valuations don't need to be exact for long-term wealth creation.