Klarmo

The Smart Way
to track Net Worth

For those who manage their own wealth, family offices, and FIRE enthusiasts — Combine cash flows from assets with salary and expenses — Keep track of your balance sheet over time.

Rated 4.7/5 by real users
Sign up
For HNWI+For $1M to $30M in Net Worth and a portfolio with more than public stocks
Replace ExcelFinally, get rid of the Excel file that tracks assets and Net Worth over time
MetricsReturns, cash flows, diversification, risks, and future portfolio events
Test if Klarmo is a fit

Are you looking to track your total Net Worth?

Mandatory

Do you have some alternative assets?

Mandatory

Are you looking for a solution that is easy to understand?

Mandatory

Is keeping track of your expenses or budgeting not that important for you?

Mandatory

Do you wish to combine cash flows from assets with salary and expenses to see your net cash flow?

Optional

Do you want to understand the leverage, valuation, liquidity, and currency risks in your portfolio?

Optional
What others say
Sarah M.

Finally a tool that handles my mix of assets without forcing me to simplify.

Sarah M.

Private investor, London

Erik K.

The only tracker that works for illiquid assets. Clean, simple, straightforward.

Erik K.

Entrepreneur, Stockholm

Moritz A.

I spotted a real estate overexposure with very illiquid assets. Eye-opening.

Moritz A.

Retired CFO, Zürich

Anne L.

Gives our clients visibility into their largest risks — simple is better.

Anne L.

Family office, Oslo

Thomas B.

No email, no ads, no data selling. A useful tool that respects privacy.

Thomas B.

Ex-banker, Amsterdam

David H.

Finally found somewhere to get full viability into my BS+IS+CF.

David H.

Angel investor, Singapore

Francesca V.

I found out that we focused too much on non-cash-flowing assets.

Francesca V.

Real estate investor, Milan

Matti N.

Too simple, I first thought. But that is exactly what makes it effective.

Matti N.

Retired executive, Helsinki

Johannes W.

Focuses on what matters for long-term investors. Nothing more, nothing less.

Johannes W.

Retired fund manager, Geneva

Michael R.

I update my portfolio once per quarter, and it is long-term for me.

Michael R.

Business owner, Dublin

Sarah M.

Finally a tool that handles my mix of assets without forcing me to simplify.

Sarah M.

Private investor, London

Erik K.

The only tracker that works for illiquid assets. Clean, simple, straightforward.

Erik K.

Entrepreneur, Stockholm

Moritz A.

I spotted a real estate overexposure with very illiquid assets. Eye-opening.

Moritz A.

Retired CFO, Zürich

Anne L.

Gives our clients visibility into their largest risks — simple is better.

Anne L.

Family office, Oslo

Thomas B.

No email, no ads, no data selling. A useful tool that respects privacy.

Thomas B.

Ex-banker, Amsterdam

David H.

Finally found somewhere to get full viability into my BS+IS+CF.

David H.

Angel investor, Singapore

Francesca V.

I found out that we focused too much on non-cash-flowing assets.

Francesca V.

Real estate investor, Milan

Matti N.

Too simple, I first thought. But that is exactly what makes it effective.

Matti N.

Retired executive, Helsinki

Johannes W.

Focuses on what matters for long-term investors. Nothing more, nothing less.

Johannes W.

Retired fund manager, Geneva

Michael R.

I update my portfolio once per quarter, and it is long-term for me.

Michael R.

Business owner, Dublin

Exactly what you need
— and not more
View all features
Monthly income and expenses breakdown

Combine cash flow from assets with salary and expenses

Available on iPhone, iPad,
Mac App & Web
Klarmo cash flow view on iPhoneKlarmo report view on iPad

iPhone & iPad

Scan with your camera to open in Safari, then tap Share → View More → Add to Home Screen.

Mac App

Open klarmo.com in Safari, then click File → Add to Dock… to install as a standalone app.